Baccarat Rules and How To Play Baccarat

Baccarat is one of those games that people either love or hate. It’s a fairly simple game that doesn’t take to much concentration to play, but doesn’t have the same thrills as games like Craps, or the skill of Blackjack.

Betting On Baccarat

Baccarat is played with two hands starting with two cards in each. These are the dealers hand and the players hand. This is a bit of a strange idea because baccarat players can bet on the players hand or the dealers hand. Baccarat bets are paid out at 1:1 when you bet on the dealers hand or the players hand, but the house does take a percentage of the bets that are placed on the dealers hand, this is usually 5%. You can also bet on a tie, which will pay 8:1. Even though this seems like great odds, the house margin on this bet is very high, so it’s not a bet that’s recommended.

Playing Baccarat

When the two baccarat hands are dealt, the cards are totaled in each hand. This is where most players get confused with the rules of baccarat.

The value of cards in baccarat is based only on the face value of the card. An Ace is one, a 2 is two, etc. Tens, Jacks, Queens and Kings are counted as 10. A baccarat hand can only ever have a value between zero and nine, so if the total of the hand is ten or over, the value is the last digit of the total. That’s a little confusing, so here’s an example.

If the two cards in the hand are a 7 and an 8, the total is 15. Because the total is over 9, the last digit only is used, so the total of the cards is taken as 5. The same thing happens if the cards are King and 7. In this case the total of the hand would be 7.

When the first two cards are dealt the hands are evaluated. If either hand has the total of 8 or 9, this is considered a “natural” and that hand wins the game automatically. If neither hand is a natural, the players hand is played first, and then the dealers hand.

If the players hand totals 6 or more, the player must stand . If the players hand totals 5 or less the player must draw an additional single card.if the dealers hand totals 7 or more the dealer must stand. If the dealers hand totals 0, 1 or 2 the dealer must draw another one card. if the dealers hand is between 3 and 6 the dealer has the option to draw another card depending on the players total. Casinos usually have a defined set of rules as to when the dealer will draw another card and this should be easily available.

Winning At Baccarat

When both hands are played, the player must beat the banker to win. if both hands are the same value the game is declared a tie.

The best thing about baccarat is that you have the choice to bet on the players hand or the dealers hand, or a tie. This gives baccarat players more options then most other casino games. That’s another reason that we love playing baccarat at our favorite online casinos.